Where the Personal Loan product offered by several banks and NBFCs comes in handy. The personal loan amount offered varies from lender to lender as do the repayment terms and conditions. You can get personal loans up to INR 50 Lakhs with interest rates ranging from 10.49% upwards. Tenures usually extend from 6 months to 7 years. Perhaps the greatest benefits of a personal loan is that there are no conditionalities attached to its usage. Additionally, the personal loan in India is offered online by most lenders. You could therefore use it to fulfil any or all of your dreams. Here are some of the ways that you could use a personal loan:

A Down-Payment To Your Dream Home

Renovate or Furnish Your Home

Start Your Own Business Enterprise

Take A Much-Needed Holiday

Buy A Special Gift For Someone You Love